RIVANDI, Elaheh. FinTech and the Level of Its Adoption in Different Countries around the World. Management Science Advances, [S. l.], v. 3, n. 1, p. 45–61, 2026. DOI: 10.31181/msa31202633. Disponível em: https://msa-journal.org/journal/article/view/33.. Acesso em: 12 sep. 2026.